12 calculators for money, loans, tax, pricing, savings, ROI and net worth.
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Calculate tips and split the bill between any number of people. Multi-currency, instant results.
Monthly payment, total interest, and full amortization schedule. Multi-currency, with extra payment scenarios.
Convert between hourly, daily, weekly, monthly and yearly pay. Configurable hours per week and weeks off.
Calculate compound growth of an investment over time with optional monthly contributions and annual growth rate.
Work out the final price after a discount, the original price from a sale price, or the discount percentage saved.
Net ↔ gross with country presets. Germany 19%, UK 20%, Austria 20%, and more. Bidirectional input.
Cost + price → margin & markup, or cost + target margin → selling price. For Etsy, Amazon, Shopify sellers.
Calculate your minimum freelance rate from take-home goal, tax, overhead, working days and billable ratio.
How much to save monthly to reach a goal, or how long it takes at your current rate. Compound interest baked in.
Future or past purchasing power. What $100 in 1990 is worth now, or what $5k today buys in 20 years.
Return on investment — ROI %, net profit, annualised %. Compare projects of different durations fairly.
Assets minus liabilities, line-by-line. Multi-currency. Your numbers never leave the browser.
PayPal / Stripe / Wise fees and net payout, plus reverse 'charge to receive X'.
Break-even units and revenue from fixed costs, price and variable cost per unit.
Down payment, loan amount and LTV from price and percentage.
Fee & net from a charge, or gross-up to receive an exact amount.
Split take-home pay into needs (50%), wants (30%), savings (20%).
Snowball vs avalanche payoff plan for multiple debts: months to clear and total interest.
Months and interest to clear a card balance, or the payment to clear it by a date.
Monthly mortgage payment with principal, interest, tax, insurance and PMI, plus total interest.
Years to double, triple or quadruple your money at a given rate of return.
Convert between APR (nominal) and APY (effective) for any compounding frequency.
A focused personal finance calculator suite — tip splitter, mortgage / loan amortization, salary converter, compound interest, discount, VAT / sales tax, profit margin, freelance hourly rate, savings goal, inflation adjustment, ROI with annualised return, and net worth tracker. Browser-based, your numbers stay private.
They use standard formulas (compound interest, mortgage amortization, ROI annualization). For tax decisions consult a qualified accountant; for investment decisions consult a financial advisor — these are educational tools, not advice.
Yes — most tools are currency-agnostic (you pick the symbol). Live exchange rates are deliberately not used (would require a backend) so calculations are deterministic and offline-friendly.
No — everything runs in your browser. Net Worth Tracker stores entries in your browser's localStorage only.
It uses the standard amortization formula. Real-life mortgages may differ slightly due to fees, escrow, prepayment options — check with your lender for the exact schedule.